Motor Insurance

Don't worry, enjoy your ride!

Al Batinah Brokers, we are dedicated to helping you and your family feel safe, secure, and protected with the right type of car insurance coverage. We offer a wide range of insurance products and solutions. Whether your automobile is a mid-sized vehicle, a luxury vehicle, or a motorcycle, let us help you in finding the appropriate car insurance coverage today.

As one of the most cost-effective car insurance companies, we will make sure your premiums are competitive while providing comprehensive car insurance quotes & coverage. Al Batinah Brokers, our independent car insurance brokers, are available anytime to provide a car insurance quote.

We get to know you and represent your best interests from an introductory phone call through to claims processing. We take the time to understand your needs, priorities, and budgetary concerns when it comes to providing you with a car insurance quote. When you work with us at Al Batinah Insurance Brokers, you not only get car insurance, but receive superior service that will align you with the best products for your needs.

Types of Car Insurance

There are primarily two types of motor insurance available: Comprehensive and Third-Party Liability.

Comprehensive Insurance

Comprehensive insurance not only covers damages to your vehicle and others but also includes theft, fire, and vandalism, ensuring a wide range of protection. It’s ideal for providing peace of mind, especially in situations involving accidents or unforeseen incidents.

Motor Comprehensive Insurance coverage as per Unified Motor Policy

Cover for third party damages – property damages & bodily injury.

Accidental damage arising from Natural Calamities , Seamless claim process

Fire theft and burglary, Emergency Roadside assistance , GCC extension provides protection even during cross-border drives (Add on)

Personal accident benefits including family members ,Repairs at your vehicle manufacturer’s authorized dealer (Add on)

Off-road cover. (Add on)

Car Replacement (Add on)

Third Party Insurance

This is the minimum insurance required to drive your car on public roads Without TPL (which is part of the comprehensive insurance) cover, you are by law not allowed to drive your car on public roads. TPL insurance covers injuries or damage that you may cause upon others in case of an accident but does not cover any damage to your car or property or any injuries you may have following an accident.

Cover for depreciation of spare parts,Included cover while travelling to the UAE

What is not payable under the policy?

The following are some of the exclusions under the policy for which the Company is not liable to pay in the event of an accident

• Contractual liability

• War perils, nuclear perils

•Consequential loss, depreciation, wear and tear, mechanical or electrical breakdown.

• Damage suffered due to driving the vehicle under the influence of intoxicating liquor or drugs.

• Claims arising outside the geographical area specified in the policy.

• Claims arising whilst the vehicle is used in contravention of the limitations as to use.

• Claims arise when the vehicle is driven by a person without a valid driving license at the time of an accident.

• Loss or damage due to overloading or carrying of passengers more than permitted seating capacity

Consult with our car insurance brokers today!

As always, at Al Batinah Brokers, we make the process easy, smooth and simple. All you need to do is pick up the phone and dial +968 24291966/+968 90998496 and speak to one of our Customer Service Executives, who will help you choose and tailor your own car insurance policy. Choose your ideal solution, decide on the payment method, and arrange for your car insurance policy to be delivered to your home or office. You are also welcome to drop by our office and enjoy a cup of freshly brewed coffee as you engage in conversation with one of our staff members and collect your car insurance.